Erica Perugini

NMLS # 2166909

erica@platinummortgage.us

Erica Perugini

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How to Use Gift Funds for Your Down Payment

How to Use Gift Funds for Your Down Payment

Is the down payment the last hurdle keeping you from homeownership? There may be other options you haven’t considered. For example, if you've ever received an unexpected check in the mail from a generous friend or family member, you're definitely on

Oct 05, 2023 | Purchasing a Home

Cracking the Code to Financial Freedom: Bi-Weekly Mortgage Payments

Cracking the Code to Financial Freedom: Bi-Weekly Mortgage Payments

Congratulations on taking the step of becoming a homeowner! Let’s be honest - the journey to paying off your mortgage can sometimes feel never ending. What if there was a way to make that journey a bit shorter and save some money in the process? It&

Oct 03, 2023 | Purchasing a Home

What is Amortization and How Does It Affect My Equity?

What is Amortization and How Does It Affect My Equity?

For those stepping into the realm of home financing for the first time, the intricacies of mortgage terms can be perplexing. In this article, we'll embark on discussing the concept of amortization – a cornerstone principle in the world of mortgages

Sep 28, 2023 | Purchasing a Home

Navigating Your Home Loan Journey: Choosing the Right Mortgage Term

Navigating Your Home Loan Journey: Choosing the Right Mortgage Term

Are you dreaming of owning your very own slice of heaven – your own home? Well, guess what? The path to making that dream a reality involves some important choices, like picking the right mortgage term. A mortgage is like a magic key that unlocks yo

Sep 26, 2023 | Purchasing a Home

Repayment Options for VA Loans

Repayment Options for VA Loans

When it comes to buying a home, the mortgage choices can be as diverse as the neighborhoods themselves. One standout option designed to lend a hand to veterans, active-duty service members, and eligible spouses in their quest for homeownership is the VA h

Sep 21, 2023 | VA Loans

8 Ways to Identify a Mortgage Scam and Protect Yourself

8 Ways to Identify a Mortgage Scam and Protect Yourself

Getting that key to your dream home is like catching a glimpse of a shooting star – it is thrilling! But wait, the galaxy of the mortgage world has its share of tricky comets as well. These shady mortgage scams can transform your dream into a haunti

Sep 19, 2023 | Purchasing a Home

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