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Can Refinancing Hurt My Credit Score?

Can Refinancing Hurt My Credit Score?

Refinancing a mortgage can be incredibly helpful financially, whether for lowering monthly payments, shortening the loan term, or pulling out equity to pay off debt or for other projects. Even as you achieve those fiscal goals, you may wonder what effect

Jul 14, 2021 | Refinancing a Home

How to Refinance After a Mortgage Forbearance

How to Refinance After a Mortgage Forbearance

Even though the COVID-19 pandemic is waning in the U.S., millions of Americans continue to suffer financially from the effects. In fact, 2.3 million homeowners are still in mortgage forbearance plans, according to the Mortgage Bankers Association. Hopeful

May 26, 2021 | Refinancing a Home

Should I Stay with my Current Lender when I Refinance?

Should I Stay with my Current Lender when I Refinance?

Even though they have been inching up, mortgage interest rates still remain near historic lows, making it an excellent time to refinance. If you want to take advantage of these rock-bottom rates or if you want to pull money out of your equity, the first s

May 19, 2021 | Refinancing a Home

There are LOTS of Reasons why You Might Want to Refinance

There are LOTS of Reasons why You Might Want to Refinance

Mortgage interest rates have been creeping up from their historic lows over the past few months, but they are still extremely low. That means refinancing remains a great option for those looking to save money. However, even as rates climb, there are plent

Apr 21, 2021 | Refinancing a Home

Should I Pay Off Student Loans with a Home Refinance?

Should I Pay Off Student Loans with a Home Refinance?

In today’s unpredictable COVID-19 employment environment, many Americans are feeling an economic pinch. Those who have student loans received temporary relief with the government CARES Act, but when that ends, some borrowers may be wondering how the

Oct 21, 2020 | Refinancing a Home

Should I Refinance into a 15-year Mortgage Now?

Should I Refinance into a 15-year Mortgage Now?

Mortgage interest rates are at all-time lows right now. It’s obviously a great time to refinance for lower rates and payments. Perhaps you are interested in paying off your mortgage loan faster though. Is refinancing into a shorter loan a good idea

Aug 26, 2020 | Refinancing a Home

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